Agricultural insurance not a commodity

…but an essential service urges leading independent insurance broker

Choosing an insurance broker with an understanding of the farming industry and the complexities which arise out of a farming operation is critical to the safe and successful running of any agricultural business, according to one of the leading independent insurance brokers specialising in agriculture in the UK.

Farmers & Mercantile insurance brokers (F&M), has built a strong heritage over nearly 21 years. As one of the largest independent brokers specialising in agriculture, F&M has access to all of the available insurers in the open market.

The key to the successful approach of the business is the practical farming knowledge, combined with the insurance expertise F&M’s brokers deliver from its Ayrshire branch. Some 95 percent of F&M’s business is geared to agriculture and all of the on-farm advisers have extensive farming insurance experience with the majority also coming from a farming background.

With experience and expertise across the whole board, from large scale farm operations, substantial ‘hobby’ farms right down to small-holdings over just a couple of acres, F&M provides a first class independent service for arable, livestock and estate insurance. Farmers & Mercantile also has privileged access to specialist products for renewable, rural and diversification projects, and its smallholder division offers the best advice and service available in the market.

Matt McWhirter

Written by: Matt McWhirter

F&M provide an in-house claims department from its Northamptonshire head-office, meaning all clients benefit from a dedicated claims manager, avoiding delays and impersonal call centres.

Call the Ayrshire office on 01292 471097 or email