Arable Farm Insurance
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Testimonial
“Farmers and Mercantile saved me 30% on my annual insurance bill. Their personal service could not have been more helpful and they have kept the renewal premiums sharp. Like many farmers I was concerned that any claim submitted would be paid efficiently and without unnecessary quibbling; I can now say that this has indeed been the case – on more than one occasion.”
Stephen Leeder– Lindsell, Essex - Arable Farmer |
Our Arable Farm Insurance covers:
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- cover for your inputs (seed, fertiliser and chemicals) without limit on value as part of the cover on your arable crops at no extra cost.
- cover on crops whilst growing and in-store on a loss of income basis, which means that your crops are insured for their future market value and not the spot price on the day of the loss.
- cover for crops on the basis of maximum value stored at any one farm, this is important where you have a number of different farming locations, normally you would expect to insure the full value of crops at all locations. This can result in substantial premium savings.
- Competitive rates, that are exclusive to Farmers and Mercantile, for large tractors and combines that cost up to £300,000
- Whole farm contracting and share farming included as standard.
- Agricultural contracting (our definition is individual operations on different farms i.e. mowing, baling, ploughing, drilling, combining etc) can be included as standard on our policies.
- All vehicles including cars, commercial vehicle and agricultural vehicles and implements are covered on the vehicle fleet section of the policy.
- additional cost of working, this means that in the event of a tractor, combine, machinery or drier fire we will pay the full cost of hiring in a replacement machine or employing a contractor.
- A single policy – another advantage of the cover offered by us is that we can underwrite all of your insurable risks on a single policy to include; vehicle fleet, farm buildings, crops, farm property, loss of income, liabilities, personal accident, houses and contents etc – greatly simplifying the paperwork involved and in turn reducing your premium cost.
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- Cover on all vehicles on a fleet basis, this means that you are automatically covered as soon as you take delivery of an additional vehicle. No cover note is required although you must inform us.
Other Insurance: Farm Diversification, Livestock Farming, Mixed Farm