Farm Energy Insurance

Farmers Weekly (3rd Feb 2012) ran an article “Make sure farm energy insurance fits the bill”.

Tom Forster, of Farmers & Mercantile, contributed to the article which discusses the issues around renewable energy installations and the need to get the right insurance cover from the start.

For the full article see your copy of Farmers Weekly dated 3rd Feb 2012.

Farm Energy Insurance Article in Farmers Weekly 03/02/2012

Farm Energy Insurance Article in Farmers Weekly 03/02/2012

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Cold Weather Warning – Be Aware!

Sheep 'enjoying' the cold weather

Sheep 'enjoying' the cold weather

The Met Office have increased their Cold Weather Alert to a Level 3 for this weekend (4th / 5th Feb 2012) so remember to ensure that your buildings are prepared.

Paul Gundersen, Deputy Chief Forecaster at the Met Office, said: “As this front moves in from the west it will come up against cold air and we’re likely to see a mixture of rain, sleet and snow across the UK.

Avoid the unnecessary upheaval of burst pipes due to this predicted cold weather. Escaping water causes extensive damage to properties.

Insurance Reminder: On occupied residential buildings cover is generally provided as standard but it obviously makes sense to try and take precautions to avoid such damage.

Be extra vigilant and perhaps consider turning water off in properties that are not visited or used on a daily basis. Most claims of this kind arise in parts of a house that are not used on a daily basis or in holiday lets that can be vacant at this time of the year.

Resultant mess and damage can be quite expensive to repair.

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Farm Insurance discussed on Farming Forum

We recently noticed that there was a discussion ongoing on Farming Forum about Farm Insurance.

At Farmers & Mercantile we work hard to provide the service our clients need from us with sensible premiums. Here are just some reasons why you should use Farmers and Mercantile:

  1. Sensible premiums, especially where your claims history is good we are often able to obtain bespoke cover whilst at the same time improving the cover and offering the best all round deal.
  2. All of our brokers have practical farming knowledge as well as insurance expertise. See our Broker Profiles
  3. We are independent brokers therefore we search the insurance marketplace on the client’s behalf to find the best combination of cover and competitive premium.
  4. On-farm reviews, as part of our quotation process we visit your farm to assess your insurance needs. At renewal each year we re-visit in order to update cover and take account of all changes to our client’s business.
  5. Our claims service is an area within the business upon which we place great emphasis, potential claims are the sole reason people insure. We represent our client in the event of a claim and ensure fair and prompt settlement.
  6. Paperwork – another advantage provided by us is that we greatly simplify the paperwork involved. It sounds like a small thing, but we receive many positive comments from new clients telling us how much easier our paperwork is to understand.
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After the ‘Leading Agricultural Machinery’ Show

Thanks to everyone who visited us during LAMMA 2012. For Farmers & Mercantile, and pretty much everyone we spoke to, it was a very successful and productive show. It was great to see friends, existing clients and interested farmers on our stand. ‘Dry’ the stand may have been, but not without excitement.

Special thanks to Sharmans for the loan of the John Deere Gator.

We look forward to seeing you there next year.

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Flock Theft Cover – Article in Shropshire’s The Farmer

Farmers & Mercantile recently contributed an article to Shropshire’s The Farmer regarding the incidence of sheep flock theft. The full text of the original article is shown below:

With the increase in sheep prices this year is theft of my flock something I should be worried about?

In the spring and recent months we have seen a rise in the theft of ewes and lambs amongst our clients throughout the west midlands, especially in Staffordshire, Shropshire and Herefordshire. Typically around forty, or a trailer full are being stolen at a time, with typical claims between four to six thousand pounds. Many are going to unlicensed abattoirs and entering the food chain illegally. This autumn saw one of Britain’s largest rustling incidents when 1500 sheep went missing in Lincolnshire.

These thefts are difficult to protect against, especially with stock grazed on common land or mountainside, but in a lot of cases simple security measures can help to deter thieves. Often gates are not locked or only give the appearance of having an effective chain and padlock. Two heavy duty British standard chains and padlocks with anti cutting protection on both the latch and hinge side of the gate, can make it either impossible or more difficult for thieves, whilst increasing their chances of being caught in the act.

The balance between security and ease of access to your fields is not an easy one to get right but with the value of many flocks set to rise now until the end of May with new arrivals and fattening stock, sheep are a commodity that need greater protection.

If the worst happens your insurer can cover you against your loss but be aware that Theft cover is an optional peril on your flock insurance that many people wrongly assume that they have automatic cover for. We recommend reviewing your insurances regularly to prevent such gaps in cover. For more information on how to insure your sheep, or for an insurance review, ring Farmers & Mercantile Insurance Brokers on 01584 873 040.

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Farmers Weekly – What to look for in Farm Insurance

Nigel Wellings, MD of Farmers & Mercantile, was one of the Farm Insurance Experts quoted recently in Farmers Weekly (see full article below – 6th January 2012). The topic under discussion was – How to Check Your Insurance is up to Scratch – What to look for in Farm Insurance.

Farmers Weekly - What to look for In Farm Insurance

Farmers Weekly (6th Jan 2012) - What to look for In Farm Insurance

Farmers Weekly editorial page 2

Farmers Weekly editorial page 2

Farmers Weekly Website

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LAMMA 2012

Farmers & Mercantile are again at LAMMA.

LAMMA 2012 is running on the 18 & 19th January 2012 at
Newark and Nottinghamshire Showground
Winthorpe
Newark
Nottinghamshire
NG24 2NY

We can be found at Hall 8, Stand 842.. Please come along and see us.

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New Yorkshire Office Address

Our Yorkshire Office has now moved. Please visit us at our new address.

The Old Smithy
Heaton House
Boroughbridge
York
YO51 9HE

All other contact details remain the same.

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Farm Crime Register

Today (10th June 2011) sees the official launch of the new Farmers Weekly Crime Register.

This initiative is supported by Farmers and Mercantile because we see it helping to reduce the negative impact that crime will have on farm insurance premiums.

Daily we receive reports of on farm crimes. These crimes when entered by the farmers on the Crime Register will help everyone get a much better picture of farm crime across the UK.

Consequently, we believe with increasing recognition of farm crime will come improved prevention, more frequent recovery of stolen property and higher risk for the criminals.

Read more about the Crime Register

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Farmers and Mercantile at Cereals 2011

Please feel free visit us at Cereals 2011 our stand is H922. We look forward to seeing you there next week.

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