Helping Farmers
Our Aim at Farmers and Mercantile is to provide the highest standard of customer service to all our clients. Below are a list of articles that show the advantages of dealing with F&M, along with the types of insurance cover that we provide for our farmers (simply click on the links to read more).
- Protecting Contract Farmers from loss of the Single Farm Payment - Contract Farmers can now benefit from farm insurance protection covering against loss of the landowner’s single farm payment. Exclusive insurance from Farmers & Mercantile…
- Is your fertiliser insured to the correct value? - This year, did you forget to increase your insurance to cover the maximum value of your fertiliser, seeds & chemicals? Next year, automatic cover up to the total value of crops insured, provided by Farmers & Mercantile can save you the worry…
- Why put all your eggs (farm insurances) in one basket? - Why, because uniquely for farm insurance, it saves money and reduces risk of problems should you have to claim. Your farm is a complex business and needs comprehensive cover at a competitive premium. Don’t take risks, let Farmers & Mercantile show you how one policy can work for you…
- Maximum at risk – what does that mean? - Have you ever asked why you need to insure the total value of all your different locations? Would you rather just insure for the maximum at risk value of your largest single location? Well now you can. Farmers & Mercantile have negotiated another exclusive insurance deal for the farming community…
- ‘Key Man’ Insurance for Farmers – are you proctected? - If you, or one of your key employees, were injured or off work for upto 2 years how would your farm get the work done? Farmer’s personal accident insurance, as part of your farm insurance package from Farmers & Mercantile, can provide the funds to…
- Should large items of machinery automatically incur large insurance premiums? - No - we don’t think so either! Paying standard book-value premiums for combines and other large farm machines hurts. Farmers & Mercantile work with major insurers to provide such cover at significantly lower cost. In one case the premium for a combine dropped by nearly 2/3rds to…
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Farmers and Mercantile offer insurance suitable for all types of farms / farming. They include:
- Arable Farm Insurance - All of our policies for arable farmers include additional cost of working, this means that in the event of a tractor, combine, machinery or drier fire we will pay the full cost of hiring in a replacement machine or employing a contractor.
- Farm Diversification Insurance - In many cases we can accommodate the diversification insurance on the existing farm policy, this helps to keep premium costs down
- Livestock Insurance - Livestock are automatically insured on any land in your ownership or occupation. You do not need to inform us every time that you take on some extra grass keep.
- Mixed Farm Insurance - a combination of our Arable and Livestock insurance policies.
Interested in a quote or to talk to one of our advisors, please call us on 01604 782 782
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