All arable farms, regardless of how well they are managed are affected by incidents beyond their control. Our crop shortfall insurance will provide protection against the aftermath of droughts, floods, excessive rainfall, windstorms, frost, hail, excessive heat waves and plant diseases and pests – all of which can have a disastrous effect on your crop yield.
In the event of a regional crop shortfall, the policy pays out the percentage difference between the year’s regional yield and the regional yields from the last 8 years.
This percentage is applied to your chosen sum insured to calculate the claim to be paid less your selected deductible. Weather can be unpredictable. But we can help make sure income from your crops isn’t.