Welcome to Farmers & Mercantile Insurance Brokers

Follow the below link to read our August Rural Summary! August Summary FMIB      

Are you a budding photographer? Always taking pictures whilst your out and about on the farm? Then why not enter them into our 2020 Calendar Competition! We are looking for…

From an abundance of combustible materials and electrical faults to overheating machinery and the threat of arson, there are a myriad of reasons why farms are more vulnerable to incidents…

With temperatures set to soar, and many preparing to start harvest, don’t forget your livestock and the fatal effects heat stress can have on them. Beef Cattle Cows out to…

Follow the below link to read our July Rural Summary! July Summary FMIB      

“Last harvest my cereals yields suffered due to the extensive drought. Following the heavy rain in early June, I am concerned my yield is again going to be affected by…

Scotland Branch team up with the RSABI Our Scotland Branch, based in Ayr, have teamed up with the Royal Scottish Agricultural Benevolent Institution (RSABI) by becoming their latest corporate sponsor.…

Groundbreaking crop yield safety net launched Farmers can now protect themselves against poor crop yields with a groundbreaking insurance policy that will compensate them for production shortfalls. Crop Shortfall Insurance,…

“We are taking on a student labourer this harvest to help with tractor duties, what do we need to do with regard to insurance?” If at present you have no…

Matt McWhirter explores the opportunities and risks of diversification …and explains why farmers should think before diversifying. Market volatility, slashed subsidies, and economic uncertainty have all played a hand in…

“I have recently invested in some new technology and would like to know if my portable GPS system is insured when taken outside the tractor. I have also bought a…

Alice Allan beef and sheep farmer …part time insurance broker. Alice Allan is a 21-year-old part-time beef and sheep farmer on her family’s farm in South Ayrshire, Scotland.  She also…

Will Kendrick considers the impact of fly tipping …and how risks can be mitigated. From dumped tyres to discarded fridges, farmers up and down the country continue to grapple with…

“I’ve been told that if I don’t insure my property at the correct value I could be subject to average in the event of a claim. What does this mean?”…

Farmers cannot afford to pay ‘lip service’ …warns agricultural specialist. Farmers must be prepared to dedicate time and resource to health and safety standards to avoid falling foul of government…

In the wake of an upsurge in vegan activists targeting farms, …Tom Forster offers advice on how to protect yourself and your farm. and explains why farmers should think before…

Technology advances must be backed by maintenance and inspections of core machinery. In an era of fast-paced technological advances in farming, it is now common place to see precision field…

Warning after hundreds of farm pollution incidents reported  …across England over past decade An agricultural expert is warning farmers about the risks of farm pollution, after official figures revealed 430…

Remember, remember, don’t leave your shed as an ember…’ Farmers are being advised to check liability cover as we head towards Bonfire Night, and other seasonal celebrations that will involve…